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Financing Solutions

Financing designed around your next move.

Whether you're growing a business, financing an asset or looking for short-term financial support, explore Jiweze Credit solutions designed for different financing needs.

Not sure which solution fits?

Compare our financing options below or use the loan calculator to explore an indicative financing estimate.

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Find Your Solution

Different goals need different financing.

Jiweze Credit provides financing solutions for entrepreneurs, business owners, vehicle owners and qualifying individuals. Explore the options below to understand which product may best match your financing requirement.

Business

Working capital

Vehicle

Logbook financing

Assets

Productive assets

Short Term

PDC financing

Our Financing Products

Choose the financing that fits your goal.

Compare Jiweze financing solutions and explore the product that best matches your current needs.

Business Financing

Biashara Loan

Short-term working capital designed to help businesses maintain momentum and pursue growth opportunities.

Built for business growth

Biashara / Insta Cash

Keep your business moving.

Designed for retailers, wholesalers, market vendors and SMEs that need accessible short-term financing for business operations and opportunities.

Financing

KES 5K – 200K

Period

Up to 24 weeks

Designed for

SMEs

Vehicle-backed financing

Logbook Loan

Access financing using your registered motor vehicle as security while supporting your personal or business financing needs.

Financing KES 50K – 300K
Repayment 1 – 6 months

Asset financing

Asset Based Financing

Finance productive assets that can help strengthen operations, improve capacity and support long-term growth.

Financing Up to 70%
Contribution From 30%

Short-term financing

PDC Loan

Short-term financing designed for qualifying salaried professionals and commercial banking clients using post-dated cheques.

Financing KES 5K – 100K
Repayment Up to 4 weeks

Compare Solutions

Compare Jiweze financing at a glance.

Use this overview to identify the solution closest to your financing requirement.

Product Best For Financing Period
Biashara Loan SMEs & traders KES 5K – 200K 1 – 24 weeks Apply →
Logbook Loan Vehicle owners KES 50K – 300K 1 – 6 months Apply →
Asset Based Financing Productive assets Up to 70% of verified value Subject to assessment Apply →
PDC Loan Qualifying professionals KES 5K – 100K Up to 4 weeks Apply →

Product availability, eligibility, pricing, repayment terms and approved financing amounts are subject to Jiweze Credit's assessment and applicable terms and conditions.

Choosing Your Financing

Start with what you want to achieve.

The right financing solution depends on your purpose, amount required, repayment period and eligibility.

1

Need business working capital?

Explore the Biashara Loan.

2

Own a registered vehicle?

A Logbook Loan may fit your requirement.

3

Investing in productive assets?

Explore Asset Based Financing.

4

Need qualifying short-term financing?

Review the PDC Loan.

Still unsure?

Speak with the Jiweze team about your financing need and learn more about the solutions available to you.

Getting Started

From financing need to application.

01

Choose a solution

Review the available financing products and identify the option that matches your intended purpose.

02

Submit your request

Provide your financing request and the information required for Jiweze to begin reviewing your application.

03

Application review

Jiweze reviews your application, eligibility and applicable requirements before confirming financing terms.